Your Numbers. A Clearer Starting Point.

Check Your Rental’s Cash Flow.

Could the rent cover the mortgage and ownership costs? Try your own numbers and see what’s left each month.

No Sign-UpNo Credit CardNo Property Check Used

Start With What You Know

Your Property’s Numbers

Enter your own estimates in USD. No address, email, or credit card needed.

Purchase Price Required

Monthly Rent Required

Property Tax / Year Required

Insurance / Year Required

Taxes and insurance are annual totals. If either is unknown, research a local estimate; entering zero excludes that cost.

How Would You Buy? With A Mortgage All Cash

Down Payment Required

Interest Rate Required

Review Costs & Assumptions Adjust To Fit Your Property

Starting allowances: 5% vacancy, 8% management, 5% maintenance, 5% replacement reserves, and 3% purchase closing costs. These are editable assumptions, not local estimates. Values below control your result.

Monthly Ownership Costs

Vacancy Allowance Required

Property Management Required

Maintenance Required

Replacement Reserve Required

HOA / Month

Owner Utilities / Month

Other Costs / Month

Management, maintenance, and replacement reserves are percentages of income after vacancy. Other monthly costs are fixed amounts.

Loan Details

Loan Term / Years Required

Mortgage Insurance / Month

Upfront Costs

Purchase Closing Costs Required

Initial Repairs

Initial Cash Reserve

Current allowances: 5% vacancy · 8% management · 5% maintenance · 5% replacement reserves · 3% closing costs. Review Costs & Assumptions to change these.

Calculated in this page. Your numbers are not sent to a property-data service or saved by this calculator; they disappear when you leave or reload.

A Clearer Look At Your Rental

Could The Rent Cover The Costs?

Enter the property’s price, rent, taxes, insurance, and financing. We’ll show how the monthly budget adds up.

Estimated Monthly Cash Flow
Upfront Cash & Rental Return
Break-Even Rent & A Lower-Rent Scenario

Use example numbers if you’re still learning. No sign-up required.

What This Free Check Includes

The same rental calculation engine used in ProformaPilot’s guided analysis: income after vacancy, ownership expenses, replacement reserves, and fixed-rate mortgage payments. Cash flow is before income tax. Upfront cash includes purchase cash, percentage closing costs, entered repairs, and initial reserves.

It uses the estimates you enter. It does not look up an address, estimate market rent, assess property condition, or include future appreciation, tax benefits, refinance, or loan approval. Add lender fees, mortgage insurance, lease-up costs, and property-specific expenses where applicable. This is an initial screen, not a purchase recommendation.

How The Analysis Works →Explore The Guided Example →